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So any recommendations on a small business CC. I got a pretty solid offer from American Express. any stuff I should beware or look into?

1. 

   robolove said 2 months ago

   credit cards are bad.

   I took out a few that I thought were pretty safe looking, took out payment protection aswell incase I was out of work and unable to make payments.

   I used the entire amount on them was out of work for 6 months due to illness and payment protection didnt pay me a penny. I am now stupidly over my limit with about £70 interest a month being added.

   Avoid them if you can / use wisely.

2. 

   Reliique said 2 months ago

   American Express is pretty solid.. especially membership rewards.I have one and i'am veeeeery happy..

3. 

   godmachine said 2 months ago

   credit is evil.

4. 

   quakerninja said 2 months ago

   use cash, carry it in a bank. plus you get sweet checks sweet cheeks...

5. 

   Jon Kruse said 2 months ago

   I usually get my credit cards through my bank and have it set to automatic payments. I have never had to pay interest.

   Credit is a great thing but use it wisely.

6. 

   Truman325i said 2 months ago

   I hate checks , I absolutely hate them.

7. 

   Eternyl said 2 months ago

   Amex is good....sometimes vendors are limited that take it...oddly enough....

   I think they are a must if you are spending alot...especially on travel....Get the rewards points, and miles!
   Get spending statements , and monitor what your business is spending...super easily.

   Always pay it off before you accrue interest!
   don't over extend....it will end up costing.

   we use a Amex business gold rewards...and a Capitol One Visa...just make sure they have your EIN, & DUNS number, and build your business credit up.

8. 

   Truman325i said 2 months ago

   Reliique said: American Express is pretty solid.. especially membership rewards.I have one and i'am veeeeery happy..

   What features do you use most? I was looking into their purchase insurance and that seems like something I could use any experience?

9. 

   ajcronk said 2 months ago

   I recently opened up a free small business checking account at Washington Mutual (Wamu), and have been totally blown away by how great it is. The service was incredibly personal and human feeling (unlike most other banks I have been to). I have a dedicated person at the branch around the corner who knows me by name. All for free.

   Along with the small biz checking account, I got a Visa credit card through Wamu. Super easy to set up as well. I also really like their website for managing the accounts. You can easily get cards for other people in your business.

   I have had the account for about 6 weeks and everything so far has really impressed me.

10. 

    Truman325i said 2 months ago

    ajcronk said: I recently opened up a free small business checking account at Washington Mutual (Wamu), and have been totally blown away by how great it is. The service was incredibly personal and human feeling (unlike most other banks I have been to). I have a dedicated person at the branch around the corner who knows me by name. All for free.

    Along with the small biz checking account, I got a Visa credit card through Wamu. Super easy to set up as well. I also really like their website for managing the accounts. You can easily get cards for other people in your business.

    I have had the account for about 6 weeks and everything so far has really impressed me.

    They hate Missouri

11. 

    Ameeee said 2 months ago

    Go VISA, it's pretty much accepted everywhere - and pick your bank wisely - because that's where you can get burned with fees and interest rates.

    American Express is so tempting though with their rewards system..I know people who pay for everything with it (groceries, etc) and reap the rewards big time.

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